Add funds to PayPal from credit card or debit card

Many of my blog visitors have often enquired if PayPal users can transfer funds from our credit or debit card to PayPal. The answer is no and yes.

Funds are only transferred from our card to our PayPal account when a specific payment is made using PayPal and our card is our funding source in PayPal for a specific payment.

This means when you pay with PayPal at an online store, website or a response to “Request for Payment in PayPal”, the specified amount is transferred to your PayPal account (buyer’s) and then immediately transferred to the seller’s PayPal account why use paycheck services. Your balance in your PayPal account will then be zero.

If your country of your PayPal account is Malaysia, you will see the following when you click “My Account” and then “Add Funds”.

PayPal Add funds not available for Malaysia

See the second paragraph:

When you make a payment, PayPal charges the buyer’s credit card and instantly credits the seller’s PayPal account.

6 Responses to “Add funds to PayPal from credit card or debit card”

  1. So actually how do we make our bank accounts as the funding source? Do we need to go to the bank first and ask them about this paypal service? or do we just fill in the bank account number into paypal bank account information? which bank in malaysia does accept this paypal service? and yeah btw, when i click on profile>add/edit bank account, it is stated specifically to add US bank account only. So how do we do this exactly. sorry too many questions. I’m totally lost! :p thanks

  2. Hi nana. None of the banks in Malaysia now can be a source of funding for Malaysian PayPal accounts. We have no idea when this will be rolled out but definitely not very soon.

    Work is only progress to allow withdrawal of funds from Malaysian PayPal account to Malaysian bank accounts. Stay tune.

  3. halo..
    im an entry level of paypal.. i ‘ve already link my maybank debit card with paypal. if im going to buy smthing online, could you brief how is the transaction will be? is it needed to fund to paypal first or pay pal will directly request from my maybank card??

  4. hi fen.
    Since your Maybank Visa debit card has been added to your PayPal account, you just need to make payment using your PayPal account. PayPal will charge your card and transfer the funds to your seller immediately.

  5. hi bro malcolm,

    selamat hari raya !

    a question, is there any trader selling usd paypal. i dont have debit/credit card.

    u may email me , im buying usd50, and maybe more later.

    thanks ya…daaaaa….

  6. hi. i have a question. with paypal, will they directly convert the money that i add into my account into other currency? i’m a beginner know nothing on how to add fund to my paypal account. hope can chat directly through Msn or Ym?

    Hi Karen. I suggest you add a Visa Debit Card such as Maybank Visa Debit or Public Bank’s Visa Electron to your PayPal account. Once you make payment via PayPal, PayPal will transfer funds from your card to your PayPal account and then to your seller.

    Apologies. I am too occupied with work. You may email me at contact [at]

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