Maybank Visa Debit Card can be Used Online Now

I think we will be rejoicing soon.

Maybank Visa Debit card + PayPal = More money on Malaysian soil!

Raki and sorensen who are readers of this blog have notified me on a link in our respective Maybank2u account where we can register our Maybank Visa Debit card for online purpose including adding it to our PayPal account. I have also came across the noticy by Maybank here.

If you logged into your Maybank2u account, you will see the link ”Maybankard Secure Online Shopping Registration” under the section “Utilities”. See the screenshot below.

Maybankard secure online shopping menu

I attempted to fill up the form to register for Maybank Secure Online (MSOS) by following the official guide by Maybank here.

Maybank Visa Debit Card MSOS registration

However, my registration was not successful. The error message below was displayed. Has anyone been able to register their Visa Debit Card for online usage?

Visa Debit Card MSOS registration failed

Just awhile ago, I managed to activate my Maybank Visa Debit card for online transactions by using a different password from my Maybank2u account. Woot!!!

Maybank Visa Debit MSOS successful registration

Maybank Visa Debit MSOS successful registration

111 Responses to “Maybank Visa Debit Card can be Used Online Now”

  1. my 1st and 2nd activation attempt was failed too. not sure what was wrong, but i was trying to change my password (by not using the same password as my maybank2u) and then it works.

  2. I tried a different password from my Maybank2u but it keep saying “time out” and I have been logged out of Maybank2u.

  3. yup, that also happened to me.. i was not being idle for 5 minutes yet but already logged out. just keep on trying, in case it couldn’t be resolved until tomorrow then i think it’s time to call maybank..

  4. Hi sorensen. I managed to get it working just awhile ago. See my blog update above! Thanks sorensen.

  5. congrats malcolm :) but i still have something in my mind though. old question rises again: how to complete a direct transaction (without using paypal etc) if it requires us to fill cardholder’s name? coz the card doesn’t have name on it.. anyone have ideas?

  6. Thank you sorensen. From my experience, the card name is not important for online transactions with credit or debit cards. Just enter the name registered with Maybank. If your name is too long, enter the “shorter” version of your name. Some sites don’t even request or verity your name on the card. I may be wrong though but no harm trying.

  7. i meet the problem for the no trusted certificate found too…..
    what is the solution for that?

  8. Hi Yi Hui. Keep trying again later. Please ensure your card details are correct and your password is different from your Maybank2u password.

  9. the solution is go to the bank and register through their computer :)

  10. Great information about debit card in malaysia that associate with paypal

  11. Maybank + Paypal – (minus) WORK PERMIT =
    almost more money on Malaysian soil.

  12. i`ve done everythin(linked my maybank debit card with paypal n registered an account in ebay n got linked with my paypal account). the problem is when i tried to pay the seller on ebay. it shows” your card can`t be used for this transaction so pls use any other debit card or credit card”. It`s so annoyin after payin for this stupid card n went thru all the processes in paypal n ebay, gettin this stupid error………………

  13. Hi Mohamed. Do not use your card between 1 midnight to about 2am (or was it 1am) when Maybank2u is down. Transactions are likely to be unsuccessful then since it is tied to your bank account.

  14. We need a credit card to do this?

  15. Hi Erkos. I don’t quite get your question. Apologies. Do you mind elaborating?

  16. Hi,
    Can I still use the Maybank Debit Card for online purchases if I don’t link it with Paypal?

  17. Hi Dalila. Obviously yes.

  18. Sorry for being a noob.

    And thanks!

  19. Hi Dalila. It is ok.

  20. Hi..can my debit card be used in oversea. Let say for my hotel payment? i’m afraid that they won’t accept debit card.

  21. Hi Iza. Yes you can.

  22. Greetings..

    I have maybank visa debit card..did all the process from MSOS, link with paypal and ebay..But i still cant make online payment using paypal to item i bought on ebay..Am i missing any steps here? I thought paypal is going to deduct directly from my maybank accounts for online purchases? Really appreciate your assistance in clearing this out..thanks.

  23. Hi Draven. Apparently Maybank’s Visa Debit card can be quite erratic at times. Once, I was only able to make payment after I have some PayPal funds in my account.

  24. @malcolm….hi, how do you transfer funds to your paypal acc??? i mean from your maybank visa debit card….i’ve linked and confirmed my visa debit card but the paypal balance is still 0.00….i thought they would automatically link my funds to the paypal acc…please help~

  25. I did this.. lets move on to add my debit card. Thank you very much. It helps ^^

  26. I have the same problm with emily, when I want to make payment paypal system said that I don’t fund in my account. so I tried to add account but unable to do that, since paypal cannot add fund from maybank account… Please help me

  27. Hi Mira. Maybank Visa Debit card is not that stable when being used with PayPal. At times my payment go through but at times it doesn’t.

  28. I feel sooo irritated…i’ve already done all the registration for my maybank visa debit card aka atm card and it was successful but when i tried linking it to my paypal account it kip saying unable to confirm this credit card…i have no idea what’s wrong..what do i do..??can i only pay buyers thru paypsl using cc???cnt i link my bank account to paypal and pay thru that instead…sigh~

  29. If you based in Malaysia, bank accounts in Malaysia are not funding sources at the moment.

  30. Malcolm, yes im base in mean that i cnt pay thru my bank account?i need a cc to do that?

  31. Hi Joy. You can use another credit card or debit card. I personally recommend Public Bank Visa Electron. My friend uses RHB Cash Connect Visa Debit card and it works fine.

  32. ok..thx alot…maybank totally sucks..

  33. I finally did it!!! do the transaction with maybank Debit Card. I finally figure out that we need to change our debit card purchasing limit at ATM first then only we can do the transaction.

    Coz Maybank Debit Card limit only RM500, so if your payment is more than the limit…it won’t go through.

  34. but the thing is paypal wnt accept my maybank debit card wen i tried linking it to my paypal acc..guess have to try pb dc instead or ambank nextg..

  35. I have tried all the above-mentioned steps..but my payment still couldnt get through. Password is different from my log in password, limit already changed, debit card is linked to paypal..and etc…

    What’s the next steps to solve my problem??..or just dump the stupid card and get a new one other bank??

  36. Hi Adam. Perhaps it is a better idea not to use this problematic card.

  37. Hi admin,

    How to add fund to pay pal account from maybank debit card?

  38. Hi Mark Ally. No, you can add funds to your PayPal account from your Maybank Debit card.

    You will have to receive payment from someone to have PayPal funds/balance.

  39. i have been tried many time to set d MSOS but also failed. upset!

  40. Hi eelynn. What was the error message?

  41. Unsuccessful – invokeConnection: Server returned HTTP response code: 500 for URL:http://datapower:3115/

  42. [...] to my reader, we have a solution. Basically you will need to go to the Maybank ATM machine to increase your [...]

  43. hi

    I want to make a payment, but suddenly this message appears” We were unable to verify your credit or debit card. To proceed with your purchase, please select a different payment method or add a different credit or debit card, then click Continue.” i already verified my debit card and before this all transaction succeed. what should i do?

  44. Hi Keju. Have you tried this?

  45. Hi Malcolm, 1st of all sorry for being totally noob.
    I have a paypal account and yes a debit card acc.
    But then after following the step u gave above, how then i can shop right away using paypal acc?

    Thank u :)

  46. hi Aisya. If you have added your card to your PayPal account, you can go to any sites which accepts PayPal and make payment. You will then be asked for your PayPal username and password before confirming a payment.

  47. Hi Malcom. I’ve tried the first step which is MSOS but still not successful. At first this error comes up

    Status: Unsuccessful – Critical element not recognized

    After that I tried again and this error showed:

    Unsuccessful – invokeConnection: Server returned HTTP response code: 500 for URL:http://datapower:3115/

    I don’t know what to do

  48. Hi Syafrizal. You can try another day. Maybank2u is sometimes hopeless.

  49. hi guys..
    i’ve been try to register online shopping for three days, but always.. Status: Unsuccessful – Critical element not recognized
    whats the problem
    i’ve tried many various passwords…and what about the cvv??it’s the last three numbers, isn’t it??


  50. Hi Mr.KeNDeY. CVV is the 3 digit on the reverse of your card (not the last 3 digit or your card number). =)

  51. I already give up on trying to register for MSOS. I;ve also tried calling the Customer Service but still can’t get through.

  52. thx malcom
    now i got the ccv
    but also the process unsuccessful!!!
    iwhat’s the problem??????????

  53. what about this last messege…
    Status: Unsuccessful – invokeConnection: Received fatal alert: handshake_failure

  54. finally it was successful

  55. Mr. Kendey, congratulations but unfortunately for me it is still unsuccessful.

  56. I did call maybank2u online on Monday asking them about my register for MSOS Unsuccessful after try so many times. the operator told me that Maybank2u currently upgrade their sever for MSOS and ask me to do it on friday 17/4/2010. today I try to register and finally it was successful…yehh..

  57. Good for you. I guess I will try once more next week. I’m done looking at Maybank2u for this week.

  58. did anyone here booking airline ticket by maybank debit card?
    i ve registered MSOS but still cant booking airasia ticket….
    how come???

  59. Hi Jeff. What was the error you get while booking your AirAsia ticket? Also did you increase your purchase limit at the ATM machine like I have written here?

  60. malcolm,

    airasia system told me[ i'm not authorised to do this transaction..]

    but i have registered MSOS and change the purchase limit by the ATM MACHINE…there is no problem and complete.

    but when i booking ticket, the payment always failed to accept。。。due to payment issue…
    what’s wrong with my booking?

  61. i’m sure that it must be problem of MAYBANK….

    i’ve went to maybank for many times…but there is no solution…
    it seems like maybank’s staff also have no idea about it…


    I found that when i want booking ticket,but there was doesn’t have the page of MSOS to let me input the password.
    so i think that is the problem why i cant make this transaction…

    but i dont know how to make the page of MSOS come out..anybody can guide me?

  63. Hi Jeff. I have no idea myself. There are times when you are not requested to enter the Visa SecureCode (MSOS). It is pretty normal.

    Did you book when it is near midnight and before 1am?

  64. hi! i type the password with same character for the MSOS password and MSOS confirm password. but when i click confirm. it appers red on the confirm password. solution?

  65. hey ok..i got it! sorry!

  66. Im using this card also but I’ve problem, I’ve verified ”Maybankard Secure Online Shopping Registration” for 1st time and its successful. Then I tried to buy domain on namecheap, but unsuccessful, they said that my card cant be used. I dont know why, then it I make ”Maybankard Secure Online Shopping Registration” process for the second times to make sure it verified, now I think I make it 5 times and everytime i make, it successful. Can I still use it for shopping? Sorry if it sounds noob

  67. Hi roque. I have no idea. You can contact Maybank card services number to enquire about your card’s status.

  68. hi roque
    i experience that too! it said my card cant be use. this is because i purchase stuff worth RM700+. My limit of purchase was only RM500. So i went to the ATM Machine and change my lmit higher. Mayb thats the problem.

  69. how to add fund from maybank acc to paypal

  70. Hi, congratulations.. I need to tell you that if you want to apply the MayBank2U Online service and you are under 18 (just like me), you have to bring your parents to the Maybank branches that you applied this card and need parents to sign letter.. You cannot register through ATM service..

    Thank you for the info :)

  71. Hi Ju-One.
    You can’t do that in Malaysia.

    If you are going to make payment to someone who accepts PayPal, ensure you have a credit or debit card added to your PayPal account.

    When you make payment, the funds from your card will be transferred to your PayPal account and immediately to the seller.

  72. is the debit card mentioned is ATM card as well?
    I’m puzzled of how i could withdraw money from paypal to local bank account without going through so much of charges. i hope you could help.

  73. Hi KLN. Yes, this new Visa Debit card is an ATM card as well. You can find my blog post related to withdrawal of funds to Malaysian Visa Debit cards.

  74. Hi Malcolm, I’ll try to linked my maybank debit card but this message appeared ” This card has been disabled for entry into the PayPal system. Please add a different card. You may also contact us using this form”

    kindly help…

  75. Hi Haafiz. Apologies for the late reply. Basically you have to use another card.

  76. #
    Haafiz // Jul 30, 2010 at 9:56 am

    Hi Malcolm, I’ll try to linked my maybank debit card but this message appeared ” This card has been disabled for entry into the PayPal system. Please add a different card. You may also contact us using this form”

    kindly help…

    better u contact paypal..they nid ur confirmation about ur card..

  77. hye malcom.. thks 4 info.. it’s work.. btw idk how to transfer the money go to paypal means.. i want my money in maybank2u go to paypal.. can help me?

  78. hi BiSoN.
    You can’t transfer money from Maybank bank account to PayPal as for now.

  79. Hi Malcolm,

    As you have said we can’t transfer money from maybank Debit card to paypal at the moment, but how about withdraw money from paypal to maybank Debit card? Thks

  80. Hi Fred. Yes you can withdraw money from PayPal to Maybank Visa Debit card or to the bank account directly.

  81. Hi Malcolm,

    I have successful verified my paypal account by adding my Maybank Debit card and they charged me RM10.

    The problem now is about withdrawal, when i click withdraw why it asked me to add bank account in Malaysia again?

    I thought the withdrawal should be direct to my Debit card?
    It also asked me to type my Account number, so this time it’s MAYBANK DEDBIT CARD Account number instead of CARD Number ?? Please advice. Thanks.

  82. Hi malcom,

    I just register my paypal account and the msos thing, i wanna ask, can I only use my maybank debit card link with my paypal account. When I try to link it, the card type only comes out visa, mastercard and some other card type. Which one I should choose to link to my maybank debit card

    Select Visa.

  83. hi Malcolm…

    i got a problem with this thing.
    i use Maybank Visa Debit Card.
    already successful registered the MSOS.

    when the buyer need the “cardholder name”,what i should write?-”Maybankard” or my name?

    Hi Shukri. Your name you registered with this bank account.

  84. opss…sorry…

    that’s not the “buyer”..but the “seller”…
    i try to shopping toys online from the international website..
    and that’s website doesn’t need paypal..

  85. Hi Malcolm,

    what is the validation code for maybank visa debit card?

    Hi Lea. Are you referring to the the 4 digit code after you attempt to verify your Visa Debit card? Your question and term is not clear.

  86. Hi..
    I tried to pay the ticket that I already booking unfortunately cannot.. why?? how you do that??

    You have to increase your daily transaction limit at any Maybank ATM and you registered for MSOS in your Maybank2u account. You can read more about it here.

  87. Hi Malcolm,

    After successfully registering the MSOS, can I use my Maybank debit card for online booking (eg : flight tickets, train tickets, accommodations, etc.) where VISA cards are accepted?

    if yes,
    1. does the card no. act as the VISA card no.?
    2. what about the 3-digit security no.?is it the one written at the back of the card next to the signature field?

  88. Hi Dan. Yes you can use this Visa debit card wherever Visa is accepted. The 16-digit number works like any credit card number.

    The 3-digit CVV code is behind your as stated.

  89. My problem is 5 times already purchase a ticket online at, but when i reached payment level, the processing always say declined……… somebody can help
    this kind of problem….

  90. Hi Nonejane. You may have to increase your card spending limit. You can red more about it here.

  91. Hi ,

    Could you please help me on this. I’ve been linked my maybank visa debit card to my paypal account and paypal has deducted RM10.00 from my maybank account but I can’t get the 4 digit verification code from the online statement. It is the code given immediately after paypal deduction or do I have to wait for 2-3 days to get another statement as suggested by paypal?

  92. Hi Syu. Just wait for a few more days or you can wait for you official statement online or offline.

  93. haiii Syu..

    login ur account and banking..then click ur is Wadiah Savings Account..
    after that click Debit card history
    in there u will see 4 digit verification code paypal there..
    hope its help u..

  94. Hi,

    Can anyone tell me,
    I already register MSOS and successfull.

    I go shopping online but the seller just say it did not work.They could not processes my card.

    What I should do?
    You know,as far as i understand.When we confirm to buy that thing,there will new windows that needs us to type PAM to that new windows.
    But as i click yes to buy,there no new window at all.

    Help me please.

  95. hi admin,

    i had activated the MSOS successfully for the first time and somehow i also re-registered for the second time. the password for both my attempts are the same but there are two different reference number given. so, what does it mean? and if i wish to purchase something online, what password should i write for the MSOS slot? thanks a lot. appreciate your help.

    Enter your latest MSOS.

  96. Mohamad Shukri… I have no idea where you guy your product. So I can’t explain.

  97. Thanx man! it worked! (:

  98. hye again,

    can anybody tell me how to change the purchase limit of my Maybank debit card? fyi, there’s no Maybank atm machine here in Russia where i’m studying. so, can i change my purchase limit online or by making a call?

  99. hai hairy danial..
    what i know..change limit only at atm machine..
    try call service center..number at card

  100. hi,i’ve done it but how can i check my card statement? i need to comfirm it wit paypal and i dont know how to check my debit card statement in maybank2u…somebody help me…….

  101. Donna
    login ur maybank2u
    then go to acc like wadiah acc..then click debit history
    there u will see 4 digit number..

  102. Hi Ju-One!

    The debit history will appear immediately or need to wait for a couple of days? thanks…

  103. hi Zerobyte..
    if im not apprear immediately after u register MSOS..
    im not really sure coz its been 2 year after im register..

  104. mine appeared the next day. thanks anyways guys!

  105. Hi. Why when i login to my Maybank2u but i cant see the ‘maybankard secure online shopping registration’ under Utilities? They only stated there under utilities is Tac.. and Cancel ATM card. How to register then? I hoe you guys could help me a.s.a.p. Thanks alot guys!! :)

  106. DIERA // Aug 7, 2011 at 1:46 pm

    Hi. Why when i login to my Maybank2u but i cant see the ‘maybankard secure online shopping registration’ under Utilities? They only stated there under utilities is Tac.. and Cancel ATM card. How to register then? I hoe you guys could help me a.s.a.p. Thanks alot guys!! :)

    Yeah, I also experience the same problem as no MSOS registration under the utilities. Only TAC info and cancel ATM card. What has happened with the system actually?

  107. hi Malcolm,
    Can my Maybankard Visa debit use to do on line booking for oversea flight let say my base country is in Qatar .

  108. Hi Robert. Yes.

  109. hi again Malcolm,
    Adding to my question regarding oversea on line booking when my base country in Qatar. The MSOS code will be sending via SMS to my handphone, for this that i need to register my handphone for international roaming? My handphone is celcom prepaid..

    Thank you in advance.


  110. may i know how to register maybank 2u??
    access number mean the sixteen digit on my atm card??
    And the pin number i need to create a new 1 which is different with my atm card pin Number??
    i had tried several times but attempts failed..There is an error message written “service is unavailable”

    The access number is not the 16 digits on your card. When you register for Maybank2u at any branch, they provide you with the access number on a piece of printed paper. Go to the nearest branch t enquire so that you can activate Maybank2u for the first time.

  111. HI…my question is ,why at my maybank2u homepage ,utilities side don’t have MSOS link ?
    i wan to register a MSOS account , and link it to my paypal account..
    any solution for it ?

    There is no such thing anymore. The MSOS will be sent to your mobile via SMS each time you make payment online using your credit card.

Discussion Area - Leave a Comment