PayPal Funds in My Visa Electron Within 5 Days

Woohooo! PayPal didn’t rob me. I see my PayPal funds in my Visa Electron statement! The withdrawal process took less than 5 days. I withdrew on 2nd October around 9.44PM and the transaction appears last night. See the second record below dated 6 October 2007? Exchanging USD 100 for RM 336.90 is not bad at this time right? Good thing the Ringgit weakened against the US dollar that day.

It took 2 days for PayPal to update the status below from “Pending” to “Completed” and another 3 days before I receive the funds.

To avoid cash advance fees, I suggest you get a Visa debit card like Visa Electron if you want to cash out at the ATM machines. As for Public Bank’s Visa Electron, cash withdrawal is free of charge at their ATM. You can check the rates here (scroll to the bottom).

97 Responses to “PayPal Funds in My Visa Electron Within 5 Days”

  1. Thanks, Malcolm

  2. Sastra // Aug 19, 2008 at 12:57 pm
    Hi Guys, i need some help here:

    Today i’d just got my PB Visa Electron Debit Card with amount of RM25 inside. Now when trying to “addcard” into my paypal account, i got this message:

    ==============================================
    “This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”
    ==============================================

    Yes thats same happened to me. Huh.. Then I tried to recharge more money to my card via pbb online but unfortunely can’t access payment/recharge. So,I emailed to pbb & waiting for their respond. If I can access payment/recharge then I’ll try to add card in paypal.

    ============
    Malcolm:

    You can always add funds using the cash deposit machine. RM 25 is not enough. You can’t even get yourself verified. Try to read this article.

  3. Malcolm,

    Really can using cash deposit machine? I’m newbie to this card. How to cash deposit? Put pb visa electron number ?

  4. I tried to put in cash deposit but can’t. So,I tried to use ATM to transfer money to my pb visa electron. Its successful then I tried to add card to paypal. Its works but have to waiting for 4 digits from card statement. This mean I’ve to waiting for statement by mail in the end of mth?

  5. hi dollface I just finish these process and manage to withdraw pay pal fund within 5days.

    If you have internet banking access you can view the 4 digits numbers under “Account Inquiry” then click on “Credit/Debit card” then choose “view the unbilled transactions”. You will be able to view the 4 digits there. Not need to wait till end of the month.

  6. Hi Dollface. You should learn how to use the cash deposit machine. You can always learn from the bank staff. It so easy.

  7. malcolm // Nov 20, 2008 at 10:52 pm
    Hi Dollface. You should learn how to use the cash deposit machine. You can always learn from the bank staff. It so easy.

    I know how to use cash deposit to keep my money in my pbb account. But I never try to put money in my pb visa. I’ve tried to use cash deposit for my pb visa but can’t put pb visa num. So,I tried to use ATM to trf $ to my pb visa. Its successfully.

  8. pling // Nov 20, 2008 at 8:14 pm
    hi dollface I just finish these process and manage to withdraw pay pal fund within 5days.

    If you have internet banking access you can view the 4 digits numbers under “Account Inquiry” then click on “Credit/Debit card” then choose “view the unbilled transactions”. You will be able to view the 4 digits there. Not need to wait till end of the month.

    yes..I’ve access internet banking for checking my pb acc. But can’t open credit/debit card as there got error msg as below

    “Your Request Could Not Be Executed.
    You Do Not Have The Relevant Account(s) For This Feature.”

    why ye??

  9. hi dollface

    sorry forgot to mention, you need to go public bank to link your debit card to your internet banking, they will give you a form to fill up. Yes i find it troublesome too. It’s not auto link.

    pling

  10. sorry forgot to mention, you need to go public bank to link your debit card to your internet banking, they will give you a form to fill up. Yes i find it troublesome too. It’s not auto link.

    pling

    oh i see..what’s link shd give to public bank? yes last time i ask them, can i access internet to checking my debit card.They said yes. When am home then check can’t..huh.. :/..ok..When I’ve the time,will go there.

    May i ask,while I not yet verified my paypal acc coz am still waiting for my code by mail. Can’t I fund my paypal & transfer money to someone while my paypal not verified yet?

    =========
    Malcolm:

    As far as I know, you can still make payment using PayPal even though you are not verified. However, there will be a maximum amount which you can pay another PayPal account.

  11. Am glad that my paypal alr verified right now after i rec my code today. :)

    Can i buy online now? :p

    =========
    Malcolm:

    Yes

  12. Hi, can someboday clarify this.
    How to withdraw money at PB ATM using PB Visa electron card. Does the procedure/wizard is the same as using normal bankcard and PB will charge for cashmoney fees as for credit card (RM12/ per transaction)? Thanks.

    ===========
    Malcolm:

    The procedure/wizard is similar. Just read the instruction displayed. Public Bank waives the withdrawal fee if you are using their ATM machine to withdraw your funds in your Public Bank Visa Electron. Cash advance fee does not apply.

  13. Hi Malcolm,

    Do you know what’s the charges for withdraw PB Visa electron money from oversea ATM machine?

    thanks

    ========
    Malcolm:

    Hi Pling,
    The charges are published here. I hope it helps

  14. hi Malcom;
    I have got my PB debit card, last week, add the card in paypal. On 7 Jan 08 I withdraw some $ from my paypal to the debit card.
    Yesterday the paypal account info shows that the status “completed”. However, when i check the balance on the PB atm machine, the $ doesnt appear. By the way, i just got my 4 digit verification code today and just verified it.

    Previously my paypal account was verified with a credit card.

    Does it take more days until the $ appear in the debit card balance?

  15. Jones. Thank you for your question.

    PayPal have indicated that it will take 5 to 7 working days to withdraw the funds and transferred to your bank account. You do not receive the funds immediately.

    There have been cases withdrawal took more than 1 week to almost a month due to some glitches on PayPal’s end. I hope I have answered your questions.

  16. Thanks. I shall look forward to it in few more days to come, and let you know the update.

  17. I planned to apply for PB visa electron. I was wondering do I get a PIN no. when I receive that card? Or do I have to request the PIN no from the PB counter?

  18. the $ is shown in the balance today, so it took exatly 7 days for my case.

  19. Jones. That sounds great!

  20. slumbery;
    the pin will come in separate letter.

  21. Hi Malcolm,
    I am not verified Paypal user under Premier account.
    I am using Public Bank visa electron debit card, may I know how to add fund to my Paypal account?
    I’ve gone through the above comments and found that one way you have mentioned is via cash deposit machine.
    Is the fund will be automatically transfered to my Paypal account once I make the deposit?

  22. sorry a big typo for previous comment,
    I meant I am a verified Paypal user under Premier account. Sorry =.=’

  23. Hi TMag. There will not be funds transferred from your Public Bank Visa Electron or any credit to your PayPal account. When you make payment using your PayPal account, the credit or debit card will the be source of funding.

    The fund will then only be transferred to your PayPal account and immediately to the person/store you are paying to. Thus, your balance in PayPal will always be zero until you start receiving PayPal payments from other parties. I hope I have answered your question.

  24. hi,i have recently obtained a citibank visa electron debit card but it has been denied for paypal transactions although it has suffient funds in it.
    can any1 help with this issue?

  25. can credit card balance from paypal be transfered to debit card account?

  26. Hi Jakz. I do not have experience with Citibank’s Visa Electron Debit Card. Kindly check with your card services department.

    There is no such thing as credit card balance from PayPal. It is the PayPal funds/balance which you have which can be withdrawn to some credit or debit cards. =)

  27. Can foreigners apply for Public bank visa debit?

  28. Hi Jk. According to their requirements, foreigners can apply for Public Bank Visa Electron. However, an application by a friend of mine was rejected once without any reason given. He is a foreigner.

  29. hi malcolm, many thx 4 your previous ans,have confirmed tht 4 nw citibank debit cards is useless for paypal verification purposes.
    however,i nd help on following isues on pb visa debit card.Will pb charge any fee once received fund via paypal? n how long(days) does transfer process takes from paypal acc to pb acc?
    thanks a mil..

  30. And also,does Hong Leon’s Visa credit card able to be used to verify in paypal? any idea on this?
    And,im required to type my 4 digit paypal code after verification of my pb visa debit card,the problem is,where n how do I obtain this num?
    pls help,tq

  31. Public Bank does not charge any fee for withdrawal. Only PayPal charges USD 5 per withdrawal. If all goes well, it takes 5 to 7 working days to complete the withdrawal.

    You will have to contact Hong Leong Bank to ensure you card is enabled for online transaction. I was told by a friend by default, online transactions for cards issued by Hong Leong Bank are not allowed until you call them (the number on the reverse of your card).

    The number will be on your card statement after your enrollment for the verification programme.

  32. hi there, i have received my PB debit card on 25th june 2009. So when will i be getting my PIN.no?

  33. Hi Devan. You will have to visit your nearest Public Bank’s branch to apply for online banking PIN.

  34. well, what i mean is that i need the pin.no in order to use the ATM machine and withdrawal not the online banking PIN.

  35. Hi Devan. You still need to apply for that PIN at the nearest branch in order for you to withdraw funds in your Public Bank Visa Electron.

  36. thanks malcolm but when i want to register at the bank counter they say i have to call the PB debit card centre because they are responsible to send it to my mail. So what should i do now?

  37. Hi Devan. If that is the case, it is better you call their customer service number which is stated on the reverse of your card. The number is 03-2176 8000

  38. I have a visa electron card and It has a Pin code and VCC code , yet paypal canot verify it or accept it , i have fozen funds in paypal , i canot spend one dollar .. i did check with my bank and the card is ok , so what is the problem ? paypal asked me to send a copy of national ID and visa electron by fax .. andi am not in the US ..

  39. Hi Sherin. You have to follow the instructions given by PayPal including faxing your ID to them. After their investigation, they will decide to lift the freeze on your account or not.

  40. Hi Malcom,

    Will there be any problems if i put binti as my middle name when i registered with paypal? and what if i registered as bt but my ic shows as binti?

  41. Hi Elly. The problem will only arise when PayPal freezes your account and request you to prove ownership with your government ID. That is when your name registered will not match the name in your government id (IC).

  42. Hi Malcolm,

    I’ve succesfully linked my pb card to paypal but why is there a limitation to my account? I tried to pay using paypal but wasnt able to do that

  43. Hi Elly. What kind of limitation of your account do you mean?

  44. hi malcolm do i need to open saving account if i want to withdraw paypal funds to my public bank visa electron debit card and can i accept transfer from someone saving account to my public bank visa electron debit card (without saving account)

    ex:someone maybank2u account (not mine) to my public bank visa electron debit card (without saving account)

    or

    someone public bank saving account (not mine) to my to my public bank visa electron debit card (without saving account)

    Thanks
    Makel

  45. Hi Makel. You do not need to open a savings account to withdraw funds to your Public Bank Visa Electron.

    In his or her Maybank2u account, there is a section to pay bills including non-Maybank credit or debit cards. He or she can use that to pay you but it will take a few days to clear.

  46. Ok Malcolm thanks for the answer

  47. Hi Makel. You are welcome.

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